GetFinancing https://www.getfinancing.com/ is a real time Purchase Finance Gateway that enables consumers, to obtain instant financing under the best possible terms from numerous lending sources at online and brick and mortar points of sale. GetFinancing integrates directly with merchants and lenders through API which allows instantaneous financing to be offered to the customer in real time from multiple lenders. The GetFinancing payment option is presented to the consumers at checkout along with other payment options. Once the customer has selected “GetFinancing” as its preferred method of payment an application form appears inside of an iFrame. The customer is then requested to provide his/her last 4 last digits of SSN, answers a few additional questions and is then presented with several financing offers based on his/her credit profile. The customer selects an offer and in some cases might be required to makes the first installment payment with a debit or credit card. Once the process completed, the selected lender transfers the funds for the order to the merchant and the merchant ships the goods.